Terms of Service

Welcome to Astravest Funding. These Terms of Service ("Terms") govern your access to and use of our website, services, and applications. By accessing or using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our services.

1. Acceptance of Terms

By accessing or using the Astravest Funding website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Astravest Funding. If you are using our services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.

2. Eligibility

To use our services, you must meet the following eligibility requirements:

• You must be at least 18 years of age
• You must be authorized to enter into binding contracts
• You must operate a legitimate business in the United States
• You must provide accurate and complete information in all applications and communications
• You must not be prohibited from using our services under applicable laws or regulations

We reserve the right to refuse service to anyone at our sole discretion, including if we believe you do not meet these eligibility requirements.

3. Description of Services

Astravest Funding operates as a funding marketplace and intermediary service. We connect small business owners with our network of lending partners who may offer various financing products. Important points about our services:

• We are not a bank or direct lender: Astravest Funding does not provide loans or financing directly. We facilitate connections between businesses and third-party lenders.
• No guarantee of funding: Submitting an application through our platform does not guarantee that you will receive funding offers or be approved for financing.
• Subject to underwriting: All funding offers are subject to the underwriting criteria and approval processes of our lending partners.
• Terms set by lenders: The specific terms, rates, fees, and conditions of any funding offer are determined by the lending partner, not by Astravest Funding.
• Multiple offers possible: You may receive multiple offers from different lenders, and you are under no obligation to accept any offer.

4. User Responsibilities

When using our services, you agree to:

• Provide accurate, current, and complete information in all applications and communications
• Maintain the security and confidentiality of your account credentials
• Notify us immediately of any unauthorized use of your account
• Use our services only for lawful purposes and in compliance with all applicable laws
• Not attempt to interfere with or disrupt our services or servers
• Not use automated systems or software to extract data from our website without permission
• Not impersonate any person or entity or misrepresent your affiliation with any person or entity
• Review and understand all terms and conditions before accepting any funding offer

5. No Guarantee of Funding / Not Financial Advice

Important Disclaimers:

• No Guarantee: We do not guarantee that you will receive funding offers, be approved for financing, or receive any specific terms or rates. Funding decisions are made solely by our lending partners based on their own underwriting criteria.
• Not Financial Advice: The information provided on our website and through our services is for informational purposes only and does not constitute financial, legal, or tax advice. We recommend consulting with qualified professionals before making any financial decisions.
• No Endorsement: Our presentation of funding options does not constitute an endorsement or recommendation of any particular lender or financing product. You are responsible for evaluating all offers and choosing the option that best fits your needs.
• Independent Review: You should independently review all loan documents, terms, and conditions before accepting any funding offer. We encourage you to seek professional advice if you have questions about any financing terms.

6. Intellectual Property

All content on the Astravest Funding website, including text, graphics, logos, images, software, and other materials, is the property of Astravest Funding or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not:

• Copy, modify, distribute, or reproduce any content without our written permission
• Use our trademarks, logos, or branding without authorization
• Create derivative works based on our content
• Remove or alter any copyright, trademark, or other proprietary notices

Limited license: We grant you a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes in accordance with these Terms.

7. Third-Party Links and Services

Our website may contain links to third-party websites, services, or resources that are not owned or controlled by Astravest Funding. We provide these links for your convenience, but we do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that:

• We are not responsible for the availability or accuracy of third-party websites
• Your interactions with third-party lenders are governed by their own terms and conditions
• We are not liable for any damages or losses arising from your use of third-party services
• You should review the terms and privacy policies of any third-party sites you visit

8. Disclaimers and Limitation of Liability

Disclaimer of Warranties: Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our services will be uninterrupted, error-free, or secure.

Limitation of Liability: To the maximum extent permitted by law, Astravest Funding and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities, arising out of or related to your use of our services, even if we have been advised of the possibility of such damages.

In no event shall our total liability to you for all claims exceed the amount you paid to us, if any, in the twelve months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Astravest Funding and its officers, directors, employees, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to:

• Your use of our services
• Your violation of these Terms
• Your violation of any rights of another party
• Any false or misleading information you provide
• Your interactions with lending partners or other third parties

10. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except that either party may seek injunctive relief in court to protect intellectual property rights.

You agree to waive any right to a jury trial and to participate in class action lawsuits or class-wide arbitration.

11. Changes to Terms

We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Effective Date" at the top of this page and notify you by email or through a notice on our website. Your continued use of our services after such changes constitutes your acceptance of the revised Terms. If you do not agree to the modified Terms, you must stop using our services.

12. Termination

We reserve the right to suspend or terminate your access to our services at any time, with or without cause, and with or without notice. You may also terminate your use of our services at any time by ceasing to access our website and contacting us to close your account. Upon termination, all provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

13. Miscellaneous

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and Astravest Funding regarding our services.
• Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
• Waiver: Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
• Assignment: You may not assign or transfer these Terms without our prior written consent. We may assign these Terms without restriction.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: