Access flexible funding whenever you need it with a revolving credit line designed for your business
A business line of credit is a flexible financing solution that gives you access to a predetermined amount of capital that you can draw from as needed. Unlike a traditional term loan where you receive a lump sum upfront, a line of credit works more like a credit card—you only borrow what you need, when you need it, and you only pay interest on the amount you actually use.
This revolving credit facility is ideal for businesses that need ongoing access to working capital to manage cash flow fluctuations, cover unexpected expenses, or seize time-sensitive opportunities. Once you repay what you've borrowed, those funds become available again, giving you continuous access to capital without having to reapply each time.
Business lines of credit typically range from $10,000 to $500,000, with credit limits based on your business's revenue, credit history, and financial health. The flexibility and convenience of a line of credit make it one of the most popular financing options for established businesses looking to maintain financial agility.
Apply in minutes and receive a credit limit based on your business's financial profile. Most businesses get approved within 24-48 hours.
Access your credit line whenever you need it through our online portal or mobile app. Funds are typically available within hours.
Make flexible payments on your schedule. As you repay, your credit becomes available again for future use—no need to reapply.
We've designed our business line of credit to be more flexible, more accessible, and more supportive than traditional bank options.
Draw funds 24/7 through our digital platform. No waiting for bank hours or approval delays—your credit line is always ready when you need it.
No hidden fees, no prepayment penalties, and no pressure. Pay back on your schedule with transparent terms that work for your business cycle.
Every client gets a dedicated account manager who understands your business and is available to help you maximize your credit line's value.
Business lines of credit provide the financial flexibility to handle a wide range of business needs
Bridge the gap between paying suppliers and receiving customer payments, ensuring smooth operations during seasonal fluctuations or payment delays.
Handle emergency repairs, equipment breakdowns, or sudden opportunities without disrupting your regular business operations or depleting reserves.
Stock up on inventory for busy seasons, take advantage of bulk discounts from suppliers, or ensure you never miss a sale due to stock shortages.
Act quickly on time-sensitive opportunities like limited-time supplier deals, new market expansion, or strategic partnerships that require immediate capital.
Seasonal business with year-round expenses
"As a landscaping company, our revenue is heavily seasonal, but our expenses aren't. We needed a way to cover payroll and equipment maintenance during the slower winter months without taking on debt we didn't need year-round."
"Astravest's business line of credit was the perfect solution. We draw what we need during the off-season to keep our team employed and our equipment maintained, then pay it back when business picks up in spring. The flexibility has been a game-changer for our cash flow management."
— Carlos Martinez, Owner, Martinez Landscaping ($75,000 credit line)
Get approved for a business line of credit in as little as 24 hours. Apply now or speak with a funding specialist to learn more.
