Get fast access to working capital based on your future sales. No fixed monthly payments—repayment adjusts with your revenue.
A Merchant Cash Advance (MCA) is a flexible financing solution that provides your business with immediate working capital by purchasing a portion of your future credit card sales or daily revenue. Unlike traditional loans with fixed monthly payments, an MCA adjusts repayment based on your actual sales volume—meaning you pay more when business is strong and less during slower periods.
This financing option is particularly valuable for businesses with consistent credit card transactions, such as restaurants, retail stores, salons, and service providers. The application process is streamlined, approval is fast (often within 24-48 hours), and funding can be deposited into your account in as little as 1-3 business days.
With a Merchant Cash Advance, there's no collateral required, and your credit score is just one factor in the approval process. Astravest evaluates your business's overall health and sales history to determine eligibility, making it accessible even for businesses that might not qualify for traditional bank loans.
Complete our simple online application in just minutes. We'll ask for basic business information and recent sales data to understand your funding needs.
Our team reviews your application and provides a decision within 24-48 hours. We evaluate your business holistically, not just your credit score.
Once approved, funds are deposited directly into your account. Repayment happens automatically as a percentage of your daily sales—no fixed monthly bills.
Astravest partners with a nationwide network of trusted lenders to secure competitive terms tailored to your business needs. We work on your behalf to find the best merchant cash advance solution.
Get a decision in 24-48 hours and funding in as little as 1-3 business days. We understand that timing matters when opportunities arise.
Payments adjust with your sales volume. During slower periods, you pay less. When business is booming, repayment accelerates naturally.
Your future sales serve as the basis for funding. No need to pledge business assets, equipment, or personal property as collateral.
Cover payroll during seasonal fluctuations or hire additional staff for busy periods.
Launch advertising initiatives to attract new customers and grow your market presence.
Purchase inventory in bulk to take advantage of supplier discounts or prepare for peak seasons.
Bridge cash flow gaps during off-peak months while maintaining operations and service quality.
Real results from real businesses
"A family-owned café in Denver needed quick capital to expand their outdoor seating area before the summer season. Traditional bank loans would have taken months. With Astravest's merchant cash advance, they received $50,000 in just 3 days. The expanded seating increased their revenue by 40% within six months, and the flexible repayment structure meant they paid more during busy weekends and less during slower weekdays."
— Small Business Owner, Denver, CO
Apply now for a merchant cash advance and get the working capital your business needs to thrive.
